All About International Tech News

Phoenix Personal Injury Lawyers Pull Back The Curtain on Insurance Settlements

Jan 20

Phoenix Personal Injury Lawyers Pull Back The Curtain on Insurance Settlements

personal injury lawyers

 

Pulling Back The Curtain on Tactics Used By Insurance Companies to Reduce Settlements

We've all been there, an auto accident, slip & fall, or another personal injury, all you want is fair compensation from your insurance company. Unfortunately for accident victims, insurance companies fight personal injury claims to avoid paying money. It’s critical to be prepared before discussing your case with an insurance adjuster In this article, Phoenix personal injury lawyers provide tips and reveal common tactics used by insurance companies to minimize settlement claims. Insurance companies will use various tactics to fight your personal injury claim or lower the amount of the settlement. Here’s a list of the most common tactics:

1. Blame the Victim

This is a common tactic. Don’t be surprised if the insurance claims adjuster attempts to shift the blame for the accident to you. Blaming the victim is a common tactic to avoid liability for a car accident or another personal injury. If the case goes to trial, and the insurance company can convince a jury that you were even partially at fault, they can reduce the amount of the claim paid to you. If the insurance company suggests you are partially at fault for your injury, hire a personal injury lawyer immediately.

2. Denial of Claim Due To Delayed Medical Care

It is essential that you seek medical care promptly afer an accident. Discuss any symptoms with a doctor to ensure that injuries are documented for the claim. If you do not seek prompt medical care, the insurance company may argue the accident did not cause your injury.

3. Drag Out A Case

Delaying the case is also a common tactic. The insurance company knows you need the money, so delays put pressure on you for a quick settlement. The insurance company may also delay the case to create a statute of limitation defense. For most cases, the statute of limitations on personal injury is 2 years. There are exceptions to the statute of limitations that may increase or decrease the time to file a claim. a lawyer as soon as possible after an accident to avoid a problem.

4. Requiring Recorded or Written Statements

It’s not uncommon for an adjuster to ask for a written or recorded statement for the insurance company to process your claim. This common tactic is used to obtain information to use against you to undervalue the claim. Phone conversations with your insurance company are often recorded. Anything you say can be used against you to hurt your claim. Be careful what you say to insurance adjusters. Claim adjusters work to protect the insurance company’s best interest not yours, regardless of what they tell you. It is never in your best interest to provide a written or recorded statement to your insurance company without talking to a personal injury lawyer.

5. Asking You For Access to Your Medical Records

A common tactic is to request a medical records release to gather evidence that may be used to deny or lower the value of your personal injury claim. The adjuster may tell you in order to verify your injuries the insurance company must have copies of your medical records. It is very probable that the insurance company will use the release to obtain copies of your entire medical history to search for prior injuries and argue that pre-existing conditions are responsible for your injury. There are laws that prevent insurance companies from denying claims based on prior injuries or conditions. Talk to a personal injury attorney before signing any release forms.

6. Pressure To Accept A Quick Settlement

The insurance company may offer you a quick settlement before you have a chance to consult with a car accident lawyer. The first offer is almost always lower than the value of your claim. When you have been injured in an accident, it’s never in your best interest to settle an injury claim before medical treatment is completed. The extent of your injuries may not be known until all medical treatment has been completed.

7. Discouraging You From Contacting a Lawyer

You will likely be discouraged from consulting an accident injury lawyer by the Insurance Company. The claims adjuster may tell you the settlement does not require an attorney or that an attorney will take all the money. However, in reality, most personal injury lawyers accept cases on a contingency fee, so you pay nothing, and having legal representation will likely increase the amount you receive from a settlement.

Don’t Negotiate With Insurance Companies Without a Lawyer

You may believe you can negotiate with your insurance company without a lawyer. However, hiring an attorney could increase the amount of the settlement you receive for your personal injury claim. An attorney understands the monetary damages that may be obtained for an injury claim and they know how to maximize the value of the settlement. In a recent article, it was estimated that 91% of people represented by a personal injury lawyer won a settlement compared to only 51% who do not. Futhermore, the amount received could be two to three times higher with a lawyer negotiating the settlement. If you’re injured due to someone else’s actions in Phoenix or the surrounding communities, and you’re your insurance company is resisting a settlement, don’t go it alone. Call a car accident or personal injury lawyer.

What About Criminal, DUI, or Family Law Cases?

While much of the same advice applies when facing criminal charges, DUI charges, or a family dispute in Arizona, personal injury law is unique in that you are fighting for monetary compensation. As a result, almost all personal injury lawyers will work on a contingency fee, meaning they only get paid when you do. There is no out of pocket expense to you However, other than personal injury law, you are likely to have to dig deep to pay for a criminal defense, family law, or DUI attorney. Since freedom is on the line and you most likely will pay dearly for it, you should make sure you find an attorney or lawyer experienced in the predicament you find yourself|If you are paying for it, you’ll want to find a best criminal defense lawyer, DUI lawyer, or family law or divorce lawyer that best suits your circumstances}. Below is a shortlist of area criminal defense, DUI, and family law attorneys in the Phoenix area to start your search.

Phoenix Injury Attorney Presentations

DUI & Family Law News Posts

Here’s a map of criminal defense lawyers, DUI lawyers, family law attorneys, and divorce lawyers throughout the Phoenix valley and communities.